Love, money and the karmic tail in your Destiny Matrix

Ask anyone who has just worked out their Destiny Matrix what they looked at first, and the answer is nearly always one of three things: love, money, or the mysterious karmic tail. This guide covers all three, and why they read best together.

Where they sit

All three live in the lower half of the chart, below the centre.

• The karmic tail is the bottom point of the star, together with the two numbers just inside it. Read as a group of three, they describe your life lesson.
• The love point and money point sit on a short line running from the centre towards the lower right, often called the relationship and money channel. The love point is closer to the middle; the money point sits further along.

They’re worked out from the bottom and right-hand points of the chart, which is why the three topics are so closely linked.

Your love point

The love point describes what you need in order to feel loved, and how you tend to love other people. It isn’t about who you’ll meet. It’s about what makes a relationship feel right to you once you’re in one.

Some examples:

• The Empress (3): warm, generous and caring. You make a relationship feel like home. Make sure you receive care as well as giving it.
• Justice (8): you need a relationship of equals, with clear agreements and no games.
• The Moon (18): deep and emotional. It helps to check your worries with your partner rather than imagining the worst.

If your love point sounds nothing like your current relationship, that’s worth noticing, not a reason to panic. It may point to a need you’ve stopped asking for.

Your money point

The money point describes the kind of work and effort through which money comes most naturally to you. It’s about flow, not fortune: no chart can tell you how much you’ll earn.

• The Lovers (6): money through partnerships and people, from client work to beautiful products.
• The Devil (15): money through ambition and influence, such as sales, business and big deals.
• The Moon (18): money through creativity and intuition: art, media, design or psychology.

People often find their money point describes work they enjoy but have never taken seriously. That’s a useful question in itself.

Your karmic tail

The karmic tail has the most dramatic name and causes the most worry. It doesn’t need to.

Some practitioners tell it as a past-life story: who you might have been, and what you carried into this life. We read it more practically, as the pattern you keep meeting until you grow past it. You’ll recognise it because it tends to repeat: the same kind of argument, the same kind of job going wrong, the same feeling at the same point in a relationship.

The bottom number is the core of the lesson. The two inside it show how it plays out and where the way through lies. For example, a karmic tail built around the Chariot (7) often shows up as rushing at goals and never feeling arrived; the way through is choosing fewer goals and enjoying the road.

Why read them together

Because these points are built from the same numbers, they tend to tell one story. A lesson about saying no, say, often appears in both love (giving too much) and money (undercharging). Working on it in one area usually helps the other, which is the most practical thing the Destiny Matrix can tell you.

A short exercise

Write your love point, money point and karmic tail numbers on a page. Under each, write one sentence about where you’ve seen that energy in the last month. Then circle anything that appears under more than one heading. That circle is usually where the most useful change is waiting.

Astrology here is for reflection and self-understanding. It doesn't predict events, and it isn't medical, legal or financial advice.